The personal loan is a consumer credit that lets you finance all your projects (car, motorbike, home improvement or energy renovation).
It gives you access to an amount from €3,000 to €75,000, simple and with no down payment required.
Then you’re in the right place!
Changing cars, dreaming of travel, or renovating your home… We have the turnkey financing solution to help you fulfil your wishes at every stage of your life. Choose the Sodefina personal loan now and bring your projects to life with ease!
How much do you need?
Revolving credit is a cash reserve that you use freely, in whole or in part, according to your needs (unexpected expenses, everyday costs or personal projects).
Simulate your loan online and enter your personal details
Get an instant preliminary decision online
You receive our final answer within 24 business hours
The funds will be made available to you within 24 hours of signing the contract
Sodefina offers personal loans (auto, home works, leisure…), revolving credit with or without a card, as well as debt consolidation to group your loans into a single reduced monthly payment.
After electronically signing your contract, a legal 14-calendar-day withdrawal period applies. Once this period has elapsed, funds are generally transferred within 1 to 3 business days.
Go to our online simulator, choose your project and amount, then complete the application form. You will receive an immediate decision in principle and can finalise your application entirely online.
Generally, you will be asked for: a valid identity document, a recent proof of address, your latest payslips or proof of income, and your bank account details (IBAN).
There is no legal maximum age for taking out a consumer loan. Sodefina reviews each application based on the borrower's repayment capacity. However, borrower insurance policies may include specific age conditions.
Simulate your project in a few clicks — simple and commitment-free!
Please enter an amount between €3,000 and €75,000
Repayment term
Simulate your project in a few clicks — simple and commitment-free!
Personal loan of 5,000 €
Your personalised simulation
— Our loan proposal is adjustable —
(1) Excluding optional insurance. Indicative simulation. Subject to acceptance. Indicative fixed APR. Credit is a commitment and must be repaid. Check your repayment capacity before taking out a loan.
Simulate your project in a few clicks — simple and commitment-free!
Personal loan of 5,000 €
The optional monthly insurance premium is 0.70% of the outstanding balance. The first premium is the highest. Check your eligibility.
